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WebNov 29, 2024 · A Poor FICO® or VantageScore Credit Score. The most common factor that could make a lender see you as a risky borrower is poor credit scores. Commonly used credit bureau scores range from 300 to 850. You typically need scores above 720 for lenders to start considering you to be a good credit risk, but that depends on the lender. WebA higher credit rating means that lenders will see you as more ‘creditworthy’ and may be able to offer you their best terms on a loan. Being considered ‘high risk’ is not a death sentence; it does not bar you from getting an installment loan. WebAll of these lenders have been featured on Financing-USA.com at one point of time or another. 1. Guaranteed High Risk Loan at 13% APR over 5 Years for $5000. This is a … jazzin at the shedd coupon